Individual Coverage
Comprehensive insurance solutions tailored for individuals and families. From secondary insurance to life protection, we help you fill the gaps in your coverage.
Secondary Insurance
Help cover your medical deductibles with secondary insurance that works alongside your major medical coverage. All rates are protected until January.
Rate Protection Guarantee
All rates are protected until January. Find an agent near you to see how you can help cover your medical deductible with guaranteed rate protection.
Requirements & Coverage
Major Medical Required
Must have existing major medical insurance to add this program
Deductible Assistance
Helps cover medical deductibles and out-of-pocket costs
Local Agent Support
Available through our network of local agents across Texas
Coverage Protection
Filling the gaps in your healthcare coverage
Important Exclusions:
- • Procedures not covered by major medical
 - • Doctor copays
 - • Prescription drugs (RX)
 - • Doctor fees
 
Life Insurance
Protect your family's financial future with comprehensive life insurance solutions. We offer various types of coverage to meet your unique needs and budget.
Term Life
Affordable coverage for a specific period. Perfect for young families and those with temporary needs.
Whole Life
Permanent coverage with cash value accumulation. Provides lifelong protection and investment growth.
Universal & IUL
Flexible premium payments with investment options. Indexed Universal Life offers market-linked growth potential.
Final Expense
Covers funeral and burial costs. Ensures your family isn't burdened with final expenses during difficult times.
Why Choose Life Insurance?
Protect your family's financial future with comprehensive life insurance coverage
Family Protection
Ensures your loved ones are financially secure
Mortgage Coverage
Helps pay off debts and maintain lifestyle
Education Fund
Secures children's educational future
Ready to Secure Your Coverage?
Our experienced agents will help you find the right individual coverage solutions for your unique needs and budget. Get your free assessment today.