Supplemental Insurance Plans

Comprehensive supplemental coverage that works alongside your primary health insurance. Get extra protection for accidents, cancer, critical illness, and more.

Why Supplemental Insurance?

Even with good health insurance, unexpected medical costs can create financial stress. Supplemental insurance provides cash benefits paid directly to you to help cover gaps in your coverage.

Direct Cash Benefits

Benefits are paid directly to you, not the provider. Use the money however you need.

Gap Coverage

Covers deductibles, copays, and other out-of-pocket costs your primary insurance doesn't cover.

Peace of Mind

Focus on recovery without worrying about the financial impact of unexpected medical events.

Supplemental Protection

Extra coverage when you need it most

$1,000+
Average annual deductible
66%
of bankruptcies are medical-related

Supplemental Insurance Plans

Choose from specialized supplemental insurance plans designed to provide financial protection for specific health conditions and situations.

Heart, Stroke & Cancer

Comprehensive coverage for major health conditions including heart attack, stroke, and cancer diagnosis and treatment.

Critical illness protection
Treatment benefits
Hospitalization coverage

Cancer Treatment

Specialized Coverage

Dedicated cancer coverage providing cash benefits for diagnosis, treatment, and ongoing cancer care expenses.

Diagnosis benefit
Chemotherapy coverage
Radiation therapy

Accident Plan

Coverage for injuries from covered accidents including emergency room visits, fractures, burns, and other accident-related injuries.

Emergency room visits
Fracture benefits
Hospital confinement

Dental & Vision

Comprehensive dental and vision coverage including preventive care, basic and major services, and vision care.

Preventive care
Basic & major dental
Vision exams & glasses

Critical Illness

Lump-sum cash benefit upon diagnosis of covered critical illnesses including heart attack, stroke, cancer, and more.

Lump-sum benefit
Multiple conditions covered
Use money as needed

Short & Long-Term Disability

Income replacement benefits if you become disabled and unable to work due to illness or injury.

Income replacement
Short & long-term options
Flexible benefit periods

Supplemental Insurance Benefits

Supplemental insurance plans offer valuable benefits that work alongside your primary health insurance.

Direct Payment

Benefits are paid directly to you, not the healthcare provider. Use the money however you need.

No Network Limits

See any doctor or specialist you choose. No network restrictions or referral requirements.

Guaranteed Renewable

Your coverage is guaranteed renewable as long as you pay your premiums on time.

Affordable Premiums

Competitive premiums that fit your budget while providing valuable protection.

Ready for Extra Protection?

Don't let unexpected medical costs catch you off guard. Our supplemental insurance specialists will help you choose the right coverage for your needs.

Supplemental Insurance FAQ

Common questions about supplemental coverage plans

Get answers about supplemental insurance products including accident, cancer, critical illness, and dental/vision coverage.

Supplemental insurance provides additional coverage that works alongside your primary health insurance. It helps cover costs that your main policy doesn't cover, such as deductibles, copays, and specific conditions like cancer or accidents.

Yes, supplemental insurance can be valuable even with good health insurance. It provides extra financial protection for specific situations and can help cover out-of-pocket costs that can add up quickly during a health crisis.

Supplemental plans pay benefits directly to you (not the provider) and work independently of your primary insurance. You can use the money however you need - for medical bills, living expenses, or other costs.

The Cancer Treatment Plan provides cash benefits for cancer diagnosis, treatment, and related expenses. It covers various cancer treatments including chemotherapy, radiation, surgery, and hospitalization related to cancer care.

The Accident Plan covers injuries from covered accidents including emergency room visits, hospital stays, fractures, dislocations, burns, and other accident-related injuries. Benefits are paid directly to you.

Dental & Vision plans include preventive care like cleanings and exams, basic services like fillings, major services like crowns, and vision care including eye exams, glasses, and contact lenses.

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